You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.
Middle-class Americans have saved a median of $67,000 for retirement, but almost half admit they simply guessed how much they need. See how your savings stack up by age and income.
Investing for beginners, simplified. Discover everything you need to know to start investing and growing wealth for your future - the easy way.
Q2 2025 brought average 3.9% raises, adding ~$2,400 yearly for typical workers. Beat inflation and lifestyle creep: pay debt first, build 3–6 month emergency fund, max 401(k) match, invest in index ...
Vanguard S&P 500 ETF has smaller assets under management (AUM) but provides large-cap exposure and lower costs compared to the iShares Russell 2000 ETF.